Your journey to owning your first home in Dubai begins here — with exclusive benefits and seamless access. Enjoy priority entry to new property launches, special pricing, and mortgage solutions tailored specifically for first-time buyers.
About the Programme
Launched on July 2 by the Dubai Land Department and the Dubai Department of Economy and Tourism, the First-Time Home Buyer Programme is crafted to make homeownership more accessible and affordable for both Emiratis and expatriates. This initiative supports Dubai’s vision to raise homeownership rates and boost the real estate sector’s contribution to the economy by 2033.
Why Join the Programme?
Buying your first home can feel overwhelming. This programme simplifies the process by offering early access to new properties, attractive pricing, and flexible payment options. Plus, competitive mortgage packages from partner banks make financing easier. Beyond helping you secure your dream home, the programme plays a vital role in supporting Dubai’s wider economic growth and community development.
Key Benefits
- Priority Access: Be among the first to choose from new off-plan launches by top developers.
- Preferential Pricing: Benefit from special prices on units up to AED 5 million, reserved exclusively for programme participants.
- Flexible Payments: Spread your registration fees over time using eligible credit cards with easy payment plans.
- Tailored Mortgages: Access mortgage offers designed specifically for first-time buyers, with competitive rates.
- Extra Support for Emiratis: Additional perks to help Emirati citizens on their path to homeownership.
Eligibility Criteria
To qualify, you must:
- Be 18 years or older.
- Be a resident of the UAE.
- Not currently own any freehold residential property in Dubai.
- Be looking for a property priced under AED 5 million.
Fees and Charges
Joining the First-Time Home Buyer Programme comes with no extra application or participation fees. You can register and start your journey without upfront costs. However, the standard Dubai Land Department (DLD) registration fee still applies, typically 4% of the property’s value. The good news? The programme offers flexible payment options, allowing you to pay this fee in manageable installments.
Keep in mind, there may be additional standard charges from developers or banks, such as valuation fees or mortgage processing costs. These are part of the usual property purchase process and vary depending on your chosen property and financing.
Partner Developers and Banks
Developers: Azizi Developments, Binghatti Properties, Beyond Developments, DAMAC Properties, Danube Properties, Dubai Properties, Ellington Properties, Emaar, Majid Al Futtaim, Meraas, Nakheel, Palma Holding, Wasl.
Banks: Commercial Bank of Dubai, Dubai Islamic Bank, Emirates NBD, Emirates Islamic, Mashreq Bank.
How to Apply
- Register online via the Dubai Land Department website or the Dubai REST app.
- Submit your personal details and property preferences.
- Receive a confirmation email with your First-Time Home Buyer QR code.
- Use your QR code to unlock exclusive benefits with participating developers and banks.
- Get your QR Code validated with the participating banks for mortgage pre-approval.
- Start your search with Gold Mark Real Estate. Explore our daily updated selection of off-plan and ready homes to find the perfect fit for your lifestyle.
Contact and Support
Have questions or need personalized assistance? Reach out to
Gold Mark for expert guidance every step of the way. Or visit the official Dubai Land Department website to register and learn more about the programme
here.
